The wife was involved in a car accident on Tuesday night, 20.7.10, my wife works 30 mile away from home she has done this trip for 15 odd years now and has already had one other car accident on that journey in all that time.

The normal routine is I take her part way and a work colleague takes her the rest of the way on this occasion I had to take her a little further as a new co worker was providing the transport. Everything seemed fine my wife said goodbye and got into her co workers car and they set off for work and I headed back home, I arrived back at about 9.30pm and settled down to watch some TV around 10pm my mobile rang “Pete your wife has been in a car crash and is on her way to Stafford hospital” Stafford is around 20 miles from our house.

Upon arrival
Me “Hi I’ve had a phone call my wife has been in a car crash”
Reception: “There is no one here with that name”
Me: “What?”
Reception: “Maybe they took them to Burton-on-Trent?”
Me: “What?”

The next thing an ambulance driver appeared clutching some documents;

Ambulance man: “Hi Mr Cannon? We have your wife she’s OK we’ll get you through in a minute”
Me: “Where have you been? I’ve come 20 miles and you done about 8 mile! How come I’m here before you?” (So much for the ‘Golden Hour’ my friends)

So as you would expect in these situations things look far worse than they actually are, my wife was on a stretcher on a back board with one of those orange Darth Vader head restraints she has heavy bruising, one of those seat belt marks and her neck was hurting but luckily no broken bones or cuts. As far as I could [can] tell the front tyre burst and they hit a concrete bollard which I suspect is one of the posts on the bridge over the reservoir, this sent the vehicle into a spin whereby the car rebounded off the opposite bridge wall thus spinning them a bit more before what remained of the car finally came to a halt. Given that the road was wet this actually worked in their favour as if the road had of been dry there was a greater chance of the car flipping and even possibly entering the reservoir! As there was four people in the car they had two ambulances, fire engines and of course the police. I suspect the road was closed for a fair few hours which would have been a nightmare.

The following day was when things started to hit home a bit, as you can imagine lumps and bumps have started to appear and aches and pains we went to see our GP who prescribed pain killers and rest arriving back home the phone calls started from my wife’s friends even her employer rang to see if she was OK which I thought was nice then the bombshell!

Now at the hospital I heard someone say “They (or we) had two cars and cancelled the insurance on one, I hope its cancelled on the right one?” I passed this off as some sort of stress relieving joke remember I was more worried about the wife at the time, the driver rang my wife to see if she was OK then said “The police have called there’s no insurance on the car!” now I’m sorry there is no excuse in my book, you check your certificate thoroughly when it comes through to make sure all the details are correct which makes me wonder if she knew she had no insurance.

We have contacted a solicitor but I suspect its going to get messy, fortunately nobody is dead or seriously injured, I doubt there is anything more to say other than say a court case for no insurance if there is I’ll update this post.


  1. Sorry to hear that. Hope all involved make a speedy recovery.

    Sounds like a tall story to me. How stupid would you have to be to ‘cancel’ insurance on the wrong vehicle ?

    Your friend may now face a hefty bill and possible charges for driving without insurance.

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